Ted Forstmann’s bad bet | Fortune.com March 12, 2017

There’s Sutton’s college-sports unit, which Sutton says is on track. Agate’s charge “defies logic and common sense,” they wrote. (Forstmann denies the existence of any such agreements.)

In April 2007, Agate says he learned that the IRS was coming after him for $1 million from the revenue that Agate Printing seemed to be generating thanks to the checks coming in from Forstmann’s gambling. “When you go out the door, you will pass a very big guy with a gun. His demands appeared to amount to less than $10 million — small potatoes for a billionaire like Forstmann but an unwanted nuisance nonetheless.

A month later, on Oct. “Which just annoyed the living shit out of me,” Forstmann says. “But it achieved in the press a biblical patina.” In December the court threw out Agate Printing’s case and placed the matter in arbitration. Forstmann is also seeking arbitration against Agate for violating the terms of the 2009 settlement.

What about the appearance of poor judgment in making bets on sports at the same time that he owned IMG? “I never thought about it that way,” he says. Agate’s main claim was that for years Forstmann had agreed to protect Agate Printing against unspecified “future liabilities” and had agreed to steer some printing business his way, but had failed to do so. After Agate declined the offer, and then declined a higher offer, of $300,000, Forstmann’s lawyers allegedly told him he was on his own. Forstmann, the once-peerless buyout king, is the chairman and CEO of IMG Worldwide, the sports, media, and fashion powerhouse he bought for $750 million in 2004 with the last of his buyout firm Forstmann Little’s institutional private equity funds. This time, cleverly exploiting a loophole, Agate threatened to sue Forstmann with Agate Printing as the plaintiff, since the settlement did not properly bar Agate Printing from suing Forstmann in the future. In exchange for those services, Agate claimed, Forstmann verbally agreed to “personally indemnify” and “hold harmless” Agate Printing from any tax liability arising from the checks and wire transfers Forstmann and IMG made to his company to cover Forstmann’s gambling losses and escort services. Forstmann sees these ventures as the future of IMG as the agency moves from being strictly agents to principals in the business. Cohan, contributor

Last spring, in his office in the GM Building, 45 floors above Fifth Avenue, Ted Forstmann, now 70 years old, began wooing Ben Sutton. “This may be some bad word use, but if you made me bet on whether it was or was not accurate, I would bet a very big number. (Agate, in turn, alleges that he passed the money on to bookies in Nevada and Costa Rica.)

The legality of sports betting is complex. “And I said that to him then: ‘We need to do this.’” They shook hands and started to put the deal together; Sutton would become the head of the newly renamed IMG College.

By the end of July, IMG had announced the purchase of ISP Sports for around $100 million (Sutton won’t confirm the price). (In an interview at presstime, Agate told Fortune that he only asked Forstmann to “honor promises” he had made.)

In February 2008, in a lawsuit filed in state court in California, Agate claimed Forstmann breached an agreement to compensate him for not getting the Next Level stock and then filed an amended complaint that resembled the one he filed in September 2010. He prefers to talk about all the opportunities IMG has in front of it. Forstmann says he was incredulous the suit could be refiled in another state, but his lawyers told him he should settle because the release of the bets could be embarrassing. The new policy does permit employees to gamble legally on other sports in which IMG has a role as long as the employees comply with rules and laws pertaining to such bets.

The details of Forstmann’s alleged behavior contained in Agate’s second complaint go beyond betting and are plenty sordid. 11, IMG closed on its acquisition of Sutton’s company. The next day, Agate filed an amended complaint that included a bombshell allegation: that Forstmann had used Agate’s company as a betting conduit through which he made hundreds of individual wagers, totaling as much as $7 million, on a plethora of sporting events over eight years.

The allegations immediately made headlines — mainly for the charge that on June 9, 2007, Forstmann had bet $40,000 that IMG client Roger Federer would defeat IMG client Rafael Nadal to win the 2007 French Open the next day. “In my life, I’ve kind of lived by the mantra ‘Do the right thing the right way at the right time,’” Sutton says. IMG was the enemy and, if anything, Sutton wanted to buy IMG’s college business. He is an ex-narcotics detective in the Bronx. For the first time, Forstmann says, Agate threatened to include a copy of Forstmann’s betting records. And now he’s arrived here.”)

Forstmann says Agate acknowledged he had “hit rock bottom” last April, writing to him in an e-mail, also included in Forstmann’s court papers: “I was evicted from my three previous residences, my car was repossessed, my residence has been burglarized three times (twice while I was hiding in the next room), resulting in a substantial financial loss. According to Forstmann, Agate was asking for $4 million but agreed to take $575,000. (Of course, by betting for Federer in 2007, Forstmann was necessarily betting against IMG client Nadal.)

Agate’s allegations go on, claiming the disagreement with Forstmann led to the dissolution of his marriage and his business, and ultimately required him to seek “professional counseling and therapy from a clinical psychologist.”

A l0ng and complicated history

Not surprisingly, Forstmann has a different perspective on his James Agate problem, which can best be summarized as a feeling of being “extorted” by a desperate man. Even if you believe Forstmann’s version of events — a California judge has pushed the dispute between the two men into arbitration, which has yet to begin — the whole episode is unsavory and has lasting ramifications. Agate’s documents suggest Forstmann’s last college-sports related bet — $2,000 on March 31, 2007, that Ohio State would win its NCAA basketball tournament game — was two months before IMG entered college sports. Agate says he did not receive his shares and was upset Forstmann didn’t come to his defense in a subsequent arbitration. (“I’ll tell you how nuts this is,” Forstmann explains, escorting a visitor out of his office. “People like Mr. “You don’t think that the fact that you’re making a bet is going to get into the newspapers.”

Forstmann says he hopes the media attention on his betting will now subside. True or not, it doesn’t look good.

By William D. Generally speaking, betting for nonparticipants is often legal, but it varies by state. For the first time since Agate filed his allegations against Forstmann, Fortune stitches together the multitude of Agate’s accusations against the billionaire, which date back to litigation in 2008 (and involve disputes that go as far back as the late 1990s). Agate alleged that on the night before the final match Forstmann had spoken to Federer by phone and obtained “inside information” from him and then increased the size of his bet three times. He says he grew up playing games for money, a skill that helped him get by in his post-college years. “There was a period of time in my life when I actually got along by my wits that way, by playing cards and backgammon and golf and so on [for money],” he says. (Agate says he’s lived in four homes in that time and the others were investment properties; in response to the other allegations, he says, “I am an open book.”) Forstmann says a friend in law enforcement, concerned by Agate’s e-mails, urged him to hire an armed guard for protection. There are many factors, including who made the actual bet, how, where, and with whom.

Legal or not, after Forstmann bought IMG, which represents major sports stars, and then kept placing bets through Agate — often on IMG’s clients — his gambling fairly reeked of poor judgment. His relationship with “Aggie,” as he called him, started in Los Angeles, where Agate was a member of several golf clubs but Forstmann was not. “I am on the side of right here,” he said before hanging up, “and another complaint is coming.” Unfortunately for Teddy Forstmann, he could probably bet on that.

–William D. Cohan is a Fortune contributor and author of a forthcoming book on Goldman Sachs.

Additional reporting from Daniel Roberts

Also on Fortune.com:

. There’s IMG’s new joint venture to create basketball and soccer leagues in India, and similar partnerships in Brazil and China. This time, Forstmann says, he gave him a few choices for paying up: start a charity and name Agate to run it (“That’d be like putting the fox in the chicken coop,” Forstmann deadpans); start a real estate company and put Agate at its head; or sponsor him to play on the World Series of Poker tour. 3, in the wake of the allegations, to implement at IMG the “anti-gambling policy” that prevents any employee from wagering on college sports of any kind. Betting on college sports sounded wrong to him. It’s not at all accurate,” he told Fortune. (Agate confirms the list “sounds familiar.”)

At that point Forstmann hired private investigators, who revealed, as Forstmann detailed in court filings, that Agate had dozens of addresses in the past 20 years and 19 judgments and liens filed against him, and that he owes hundreds of thousands of dollars in back taxes. The Tennis Integrity Unit has said such betting violates its rules but that Forstmann’s betting occurred before its creation; an NCAA spokesperson says Forstmann is not under its jurisdiction “but that the expectation is that those providing services to the NCAA will not wager on sports.” While Agate, by all accounts, including his own, seemed to grow increasingly desperate and unstable, Forstmann has come around to the view that he made a mistake; he has since instituted a ban on college-sports gambling at IMG.

But the broader story and perhaps Forstmann’s bigger mistake seems to be this: Somehow, while living the glamorous life of being Teddy Forstmann — making deals, jetting around the world, playing golf, and dating celebrities (he has recently become embroiled in a tabloid custody battle between model, actress, and Top Chef host Padma Lakshmi, his current companion, and Adam Dell, the brother of Michael Dell, over their infant daughter) — he became involved with a somewhat questionable, highly litigious character whom a basic gut-check should have told him to avoid. (In the end, defending champion Nadal won the match in four sets, and Forstmann lost his bet.)

Was my sports bet legal?

Much has been documented about Agate’s allegations against Forstmann, and while the truth is still murky, one thing is indisputable: Thanks to his former golfing buddy, Forstmann, a lifelong gambler — both literally and figuratively — has m88 found himself back in the limelight and in the center of an unwelcome scandal. “That’s how I paid the rent.” He says he can now afford to make hundreds of thousands of dollars of perfectly legal bets. I have been kicked out of both golf clubs and no longer play golf. They were minor bets. Agate claims that when his lawyers pressed them further, Forstmann’s attorneys intimidated Agate’s attorneys, causing them to quit.

Agate also claims Forstmann bet “several times against” Tiger Woods, also an IMG client, to lose to Vijay Singh, another (now former) IMG client and onetime friend of Forstmann’s. The gist seems to be that Forstmann has always liked to gamble on sports, on card games, on his own golf matches — the words “I bet you” are part of his everyday vernacular — and for years used Agate to help him make bets on all kinds of professional and collegiate sports. As its cash flow nears $200 million, by Forstmann’s estimates, IMG’s value has risen beyond the $750 million he paid for it to closer to $4 billion or $5 billion, ensuring that Teddy Forstmann’s tombstone may ultimately read the way he says he’d hoped it would: THANK GOD HE DIDN’T QUIT! — a reference to the fact that many people thought he was washed up after Forstmann Little lost over $2 billion investing in emerging telecom companies a decade ago.

Which means Forstmann remains a very wealthy man. Reached on his cellphone in early January, Agate did not want to talk long. (Forstmann Little owns around 85% of IMG, with Forstmann himself owning an unspecified chunk of that piece.) Sutton now had his own future and his family’s riding on Forstmann and IMG.

But in the beginning of September, while the Justice Department was reviewing whether the combination of ISP Sports and IMG violated antitrust laws, something unexpected happened. Agate wanted Forstmann to honor his indemnity agreement and pay the IRS.

In September 2007, according to the lawsuit, Forstmann’s lawyers from Kirkland & Ellis offered to settle the dispute by giving Agate $10,000 per month plus the payment of his medical bills and country club fees for a year. Forstmann was served the lawsuit, plus a copy of the still-unfiled complaint with the betting records, two days later on a Saturday in the parking lot of Shinnecock Hills Golf Club, near his home in Southampton, N.Y.

A few weeks later, hearing nothing from Forstmann, Agate filed the amended complaint with the betting information. “I take him at his word,” Sutton told Fortune. Forstmann says he preferred to bet through Agate, whom he has known since 1988, rather than make bets through a bookie or in Las Vegas. “I said, ‘I want to know everything.’” Forstmann reassured his new partner he had done nothing wrong and had not gambled on college sports since becoming active in the college-sports business. Without the money he was hoping to get from litigation, Forstmann says, Agate started asking him for financial help. “I never thought about it at all. Agate said Forstmann separately promised to give Agate Printing lucrative contracts. Sutton took most of it in enough IMG stock to make him one of the nine largest shareholders in the privately held company. 27 court filing, citing Forstmann’s phone records. “I asked Ted,” Sutton said. “I trust him on that and believe him.”

Sutton was further heartened by Forstmann’s decision on Dec. Over the course of two lengthy interviews, Forstmann did his best to try to put the matter behind him, acknowledging the bets but repeatedly describing them as financially insignificant to him, merely recreational and simply a way to spice up an otherwise drab weekend.

But the story that emerges from Agate’s court filings and from Forstmann is plenty complicated — not unlike the lives of the two men themselves. But the unanswered question is why Forstmann was involved with Agate at all.

Accusations go beyond betting

When Ben Sutton read the allegations about Forstmann’s rampant betting, he called him for an explanation. “No such call ever happened,” Forstmann’s lawyers wrote in an Oct. All hell broke loose.

Forstmann says he believes some of the data — but not all — that Agate released is inaccurate. As the trees in Central Park outside the window were starting to bloom, Forstmann told Sutton that IMG wanted to buy ISP Sports, the regional college-sports licensing and agency business Sutton started in North Carolina in 1992.

Forstmann’s idea was to merge ISP Sports with IMG’s three-year-old college-sports business to form a national sports-marketing company that could offer big advertisers access to the growing ranks of consumers addicted to college sports. I am still massively in debt to the government …” This time, Forstmann decided to call Agate’s bluff: There would be no payoff.

That’s when Agate gave a copy of the proposed suit to gossip website TMZ. The Suttons had a great time, and Ben Sutton was particularly impressed by the interaction between Forstmann and his sons. The making of a bet in California or New York can be legal, but the taking is not necessarily. (Forstmann blames his high-priced lawyers for this mistake.) Agate again threatened to reveal Forstmann’s betting. Sutton was especially worried that Forstmann might have been betting on college sports at the same time IMG was representing college-sports programs. Sutton’s ISP, with its lock on the Southeast market, was key to Forstmann’s plan to build a national footprint.

The strategy was classic Forstmann: visionary, opportunistic, and persuasive. “It’s just the ramblings of an insane person,” Forstmann says.

A few months later Agate decided to drop the case against Forstmann, but soon he was back with news he was going to sue him in New York. Forstmann as the lottery,” Forstmann’s public relations firm said in a statement. In addition to acting as Forstmann’s “betting conduit” during their 20-year relationship, Agate alleged he also was responsible for plying Forstmann with “dates and interludes” with “escorts, models, and other people” — men to play golf with him and women for unspecified purposes. He said he loaned Agate a total of around $50,000 over the years and “never expected to get it back — and never got it back.” (Agate says the only loan he took from Forstmann was for $15,000 and that Agate took the amount off what Forstmann still owed for gambling losses.)

Their relationship began to change in 2007, Forstmann told Fortune and has detailed in filings in response to the lawsuit, as Agate’s financial situation became more dire. In interviews with Fortune and elsewhere, Forstmann has acknowledged betting on Federer to win the match but says he did not speak with the tennis star beforehand. Even so, Sutton was impressed by Forstmann’s knowledge of the college-sports market and his vision for the combined businesses.

What sealed the deal for Sutton, though, was Forstmann’s invitation for Sutton and his son to attend Wimbledon in July with the never-married Forstmann and his two adopted South African sons, Siya and Everest. Forstmann claims Agate’s original beef with him dates back to the Internet bubble, when Agate claimed he was promised a 5% stake in Next Level Communications, a lucrative IPO Forstmann was involved in through his ownership of General Instrument. Forstmann says Agate was “not very smart” and “not really fun to be with” but that he was a good golfer and could always organize a game.

Agate was always scrambling for money, Forstmann says, and would occasionally hit up his rich golfing buddy. Forstmann acknowledges he used poor judgment. Allegations of sports betting and more have cast a pall on the buyout king’s comeback. That’s the end of it.” Agate got his money, Forstmann says, “for doing absolutely nothing except being an extortionist.”

But days after Forstmann made his last payment to Agate, in April 2010, as detailed in his court filings, he got an e-mail from Agate wanting more. “He always had financial difficulties, like a lot of young guys that are up and down, up and down,” Forstmann says. They were to make boring Sunday afternoons more interesting.” He says his French Open bet was simply a way to root for Federer.

That wasn’t good enough for one blogger, who called Forstmann the “Pete Rose of tennis.” And the seriousness with which Forstmann is taking the dispute is evident in his replacement in this situation of Sard Verbinnen, his longtime PR firm, with Mike Sitrick, one of Wall Street’s favorite crisis managers.

Truth be told, Forstmann has been betting his whole life. But he says he agreed, to “just make it go away forever.” Forstmann signed the agreement on April 2, 2009, demanded a letter of apology, and thought, “Well, fuck it. Forstmann’s lawyers said he never would have bet against Woods since IMG represented him and would benefit if Woods won tournaments. James Agate, a scratch golfer, printing company owner, and one of Forstmann’s former Los Angeles golfing buddies, filed a civil suit in California state court accusing Forstmann and IMG of some behavior that got Sutton wondering about the deal he had just made.

In the suit — which, of course, anyone can file along with the requisite filing fee — the 49-year-old Agate (pronounced AG-ett) said Forstmann and his companies IMG and 24 Hour Fitness (the other remaining company in Forstmann Little’s portfolio) had breached promises Forstmann had made to him and his defunct company, Agate Printing. Agate look at people like Mr. But James Agate has proved nothing if not a persistent foe. After all, he was the private equity mogul who had made billions for his investors — and himself — buying and selling companies such as Gulfstream Aerospace, General Instrument, and Topps; he was also the guy who had persuaded the family members and estate trustees of the late IMG founder Mark McCormack to sell the company to him.

Tiger, Peyton and 10 more star clients of IMG

But this was the opposite of the script Sutton had written for himself

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Don’t Be a Square: 10 Tips for Betting on Football March 6, 2017

But that doesn’t mean you have to bet like a “square” and throw away your hard-earned money.

Ted Sevransky, a well-known Las Vegas gambler and sports consultant with Sportsmemo.com, agrees.. “He is not jaded by teams and does not bet with his heart. Locks Don’t Exist – “Anyone who has watched sports for about a month realizes that the difference between winning and losing, especially against the spread, can be infinitesimally small,” Gordon says. Otherwise, you’re better off doing your own research.”

“Most people with an understanding of football gambling bet between 3 percent and 5 percent of their bankroll, increasing when they win and reducing when they lose,” Vaccaro says. Thanks to the juice, the only one who profits in this scenario is the bookmaker.

Although exact figures are impossible to calculate, according to Jimmy Vaccaro, widely considered to be Las Vegas’ most influential bookmaker, Americans probably wager more than $50 billion a year on NFL and college football combined. “Most people prefer to bet on the ‘better’ team, the one that will probably win the game. “Because alcohol clouds your judgment and usually helps you to make rash decisions you usually wouldn’t otherwise make. Also, being “in action” can make a dull late-afternoon game (Buffalo vs. “Teams play inspired ball at home. “The key to proper money management is to be sure not to bet more than you can afford to lose.”

So, how much are we gambling each football season?

“There is probably no better bet in sports than playing an underdog at home,” Moseman says. “Squares usually bet later in the week and they tend to pick the favorites.

Michael Konik, a sports writer and best-selling author of The Smart Money (Simon & Schuster 2006), explains why it is so hard for the recreational gambler to win at betting on football. Consider Underdogs – “In the long-run, it’s easier to win betting on the underdog,” Konik says.

1. Slim underdogs regularly win outright. On college you will be able to find different lines at different sports books. They use powerful computers that can process millions of bits of data and produce a more accurate point-spread line than the bookmakers.”

Certainly not back into the pockets of the average bettor. Focus on Conferences – “The best way to win money betting football is to develop a niche and follow it closely,” Moseman advises. Shop For Numbers – “Another important aspect of betting on football is shopping for the best number,” Moseman explains. “In trying to bamboozle potential customers, many services make claims about having scouts all over the country that give them inside information and promise 70 or even 80 percent winners, as if the bookmakers were the biggest suckers in the world. In fact, sports bettors must pick 52.4 percent winners just to break even.”

10. Bet at the Right Time – “The sharp bettors tend to bet underdogs, and they tend to bet them early,” Moseman says. So underdogs tend to be slightly undervalued – except by the sharps.”

2. “Thus, the bookies love and cherish the squares.”

“A square or recreational player might have a vague plan, but after two Corona’s he will definitely run to the window and make a hasty decision on the USC-Notre Dame game because he wants to be involved in the party atmosphere,” Vaccaro says. Not all games work according to this formula, but it is usually a good rule of thumb.”

And where does all that money go?

“The talking heads on TV know nothing about sports betting,” says Sevransky. There are almost an infinite number of scenarios that can happen in a single football game. If North Texas is his best bet on a Saturday then that is his bet. These books change their numbers according to the betting patterns of their customers, so it is not entirely uncommon to find two or three point differences in the lines.”

5. “Over the course of several seasons, the percentage of bettors who turn a profit is minuscule.”

8. He is not taken in by being involved in USC-Notre Dame just because it is the biggest watched game of the day. Research Football Services – “Most sports services realize that most people who sign up with them are insecure,” Gordon warns. And why not? We have unconditional love for the sport and betting $50 or $100 on a game adds an extra rush of adrenaline.

Newspapers and popular sports sites routinely publish the lines or point spreads for games, and football insiders offer their picks to viewers each week on ESPN and other cable networks. “If you listen to their advice, you are sure to lose. The NFL, for example, will have very similar numbers at most of the betting shops you visit. “When you’re in a good rhythm and winning, you want to increase your bets.

Moseman agrees and especially likes home underdogs. “There will be more discrepancy in the numbers at different sports books. Chasing losses is the fastest way to the poor house.”

4. The only touts bettors should consider are the ones who talk about the long haul and realistic winning percentages, which are in the upper 50 percent to lower 60 percent range.”

7. If you are going to go with a favorite, it is best to place your bet early in the week when the sharps are laying heavy money on the points. If you like an underdog, it is best to get your bet in as late as possible, where there is heavy action from squares on favorites. Avoid Exotic Bets – “For very skilled handicappers, with a proven track record, there can, at least in theory, be value in betting parlays,” says Gordon on the type of bet that combines two or more individual wagers. There is a wealth of information on the Internet; it is just up to you to find it and research it daily.”

Another difference between squares and sharps is how they approach betting on game day.

However, Konik adds that there are some bettors who actually know how to beat the bookies. Drinking and Gambling Don’t Mix – “There is a reason the casinos in Las Vegas supply you with free drinks while you are gambling,” Moseman says. “If you become an expert on a smaller conference like the WAC, you have a good chance to beat the house because sports book operators do not have the time or resources to follow this conference the way you can. But, when you’re struggling, that’s when you want to reduce your bet size until you get out of your slump. “For example, if you have a $1,000 bankroll for the season, you should generally bet no more than $50 a game.”

Also, it’s probably a good idea to disregard advice from the myriad of ex-players and football experts you see on television each week. “Common wisdom says that over the course of a long football season the average man or woman will pick approximately 50 percent winners.

“The biggest mistake that amateur bettors make is they increase their bets when they are losing,” Sevransky says. Money Management – “This is without a doubt the most important aspect of betting on sports and possibly the most neglected,” says Morey “Doc” Moseman, a professional gambler and sports consultant with DocSports.com for nearly 40 years.

“A sharp or smart has a plan of what he wants to do,” says Vaccaro, the director of sports operations and public relations at Lucky’s Race and Sports Book in Las Vegas.

6. If you want advice about sports betting, find someone who has a successful track record. He loses year after year, according to Dan Gordon, a top football handicapper and author of How to Beat the Sports Books (Cardoza Publishing 2005).

Betting on football games; whether it’s through a local bookie, an offshore Internet site or a Nevada casino (still the only legal place in America to make football bets), most of us have done it or know of someone who has. “In the NFL, a game will often be totally turned around by one or two plays, or even a single penalty. The only locks that exist are those that need keys to open them.”

And remember, in the immortal words of “Fast” Eddie Felson, “Money won is twice as sweet as money earned.”

“The standard bet requires gamblers to lay $11 for every $10 they want to win with the extra $1 or 10 percent known as the juice,” Konik says. Giving 11 to 10 odds is almost always the cheapest price you can give.”

But even though the math says it’s virtually impossible to win on a consistent basis, Americans continue to bet on football. Oakland comes to mind) seem like the Super Bowl.

While these tips don’t guarantee you’re going to win, hopefully they can make you a little less square and m88 a little more sharp in your picks this season.

“A square is the average, unsophisticated gambler whose decision making is based on hunches, media manipulation, or spurious systems that cannot overcome the bookmaker’s inherent mathematical advantage,” Konik explains. Big underdogs often find ways to cover the spread and they rarely give up toward the end of a game in front of the home crowd.”

3. Avoid Chasing Bets – “Don’t do it! There is no worse way to mismanage your bankroll than to chase your bets after a losing day,” cautions Moseman on the dangerous practice of trying to immediately win back your losses. To be a successful sports bettor you need to operate with a clear mind.”

9. The payout is just the same as far as he is concerned.

So, how much should you bet a game?

“In an average season, fewer than one bettor in twelve turns a profit,” Gordon says. “As for me, the best bet in football is betting the point spread or over/under totals on individual games.

So, is it possible for the average square to become a little sharper in making football bets this season? According to professionals like Vacarro, Konik and Gordon, amateur bettors have the best chance to win if they demonstrate a little patience and follow the 10 basic tips below. “The sharps are usually members of a betting syndicate privy to the most up-to-date information on injuries, weather, game plans, and, most important, the real power of the teams involved.

Even Hollywood is not immune – think Two for the Money with Al Pacino and Matthew McConaughey.

***

“The bookies fear and despise a tiny coterie of professional bettors known as ‘the sharps,’” Konik says

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Online blood work: No doctor’s visit required February 28, 2017

Which is precisely what concerns some medical professionals. Steven Lamm, director of men’s health at NYU Medical Center, told FoxNews.com.  

Blake Snow is writer from Provo, Utah, where he lives with his family.

They work like this: A user selects and pays for a blood test, which range from basic heart and nutrient health to detailed diagnostics of metabolic functions and reproductive hormones. “In focusing on day-to-day emergencies and long-term illness, we haven’t done a good job at prevention and wellness.    

A wave of online blood labs, including Wellness FX and DirectLabs, and are changing the way consumers diagnose, understand and treat their own health concerns. Blood is pulled, and then the results are emailed and uploaded to the user’s account a day later.

But I really didn’t care.

The obvious answer is cost. “It’s equivalent to thinking you can get health care by reading Men’s Fitness. Like pharmacies offering services at lower costs than traditional doctor’s offices, online blood work aims to reduce the cost of health care. “Furthermore, we encourage our patients to share their results with their own physician or one of the hundreds of telehealth physicians and practitioners in our network.”

Users can click each biomarker for more information and recommendations on how to improve  health. Even Lamm admits as much. WellnessFX succeeds in doing this in an easy-to-read and course-corrective way. There’s a reason doctors go to school for 15 years.”

“It is commonly accepted that better patient engagement produces healthier patients, and we expect to see more changes to increase patient empowerment,” Kean said. “Why not go to your doctor and why do people feel they can’t?”

Lamm, however, remains skeptical.

“I don’t see self-prescribed blood work lowering the cost m88 of health care,” Lamm said. Admittedly, I have no idea what “alkaline phosphatase” is or does, but the site says I needn’t worry because my level is green as opposed to red, which represents an area of concern. Health insurance isn’t required.

Kean disagrees.

Whatever your view of consumer-prescribed healthcare, somewhere along the line our nation may have collectively forgotten how to watch its own health.  

“In those cases, the person is immediately notified and given a plan of action by a licensed physician,” Kean said. That, too, distresses me.”

Once a test has been ordered, users schedule an appointment at a local testing center, such as LabCorp.  

“The medical establishment certainly shoulders a lot of the blame,” he said. They hook you with a $30 test in hopes you’ll order an eventual $600 in unnecessary tests. And users, like me, can do it all without sitting in waiting rooms, removing their pants or incurring expensive bills for routine wellness checks.  

While WellnessFX officials are quick to note that “every test is ordered and results are reviewed and interpreted by a licensed physician,” I tested the site and didn’t interact with a doctor at all during my experience. For instance, the blood test I recently took through WellnessFX cost $80 less and two fewer hours than a similar test my wife was ordered to take by her ob-gyn– at the exact same LabCorp facility.

“Some of these websites are trying to do the right thing, but I’m skeptical about their interpretation of results,” Lamm said. “Right now I think it’s a business opportunity; that’s what bothers me. For each biomarker tested, results are noted with green, yellow or red flags to indicate their degree of normalcy.

“It distresses me to see consumers doing this independently or separate from their health care professional,” Dr. Or, at least, the appearance of one. It may be empowering for patients, but it’s a false sense of empowerment.”

In other words, online blood tests remove the middleman. I did see a physician’s name on the blood order and assume he looked at my results before emailing them to me.

I just wanted to know how to improve my basic health. Prices start at $30 for basic tests analyzing for factors like blood sugar and basic thyroid function, to over $1,000 for tests examining reproductive hormones and inflammation markers. While I was empowered by the information, not everyone is a fan of online blood tests.

James Kean, founder of WellnessFX, emphasizes that a doctor paid by the site reviews every online test, while adhering to a strict protocol for flagging critical values. 

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NFL, others file lawsuit to block New Jersey sports betting | Reuters February 2, 2017

But the U.S. states except four.

Lesniak believes it is up to the state to determine whether sports gambling can occur and said the wagering will jump-start New Jersey’s sagging gaming revenues.

In calling for the injunction, the NFL, NBA, Major League Baseball and the NCAA are seeking to block enforcement of a law that New Jersey Governor Chris Christie signed on Friday, which partially repeals a ban on sports wagering in the state.

“I believe we have found that path in this bipartisan legislative effort,” he added.

“I’m looking forward to placing the first legal bet in the state of New Jersey on a sporting event next Sunday,” Lesniak said.. the proliferation of state-sponsored and approved sports gambling in Atlantic City casinos and at New Jersey racetracks will cause immediate and irreparable harm” to the sports leagues,” the lawsuit said.

“How can that be determined when Las Vegas is taking bets already, every single day? The NFL has three games at Wembley Stadium (in London) every year where people are betting right across the street from the stadium.”

“In order m88a to get an injunction, the leagues have to show that they will be irreparably damaged if Monmouth race track starts taking bets on sports sporting events on Sunday,” New Jersey State Sen. But given earlier decisions by federal courts, it was critical that we follow a correct and appropriate path to curtail new court challenges and expensive litigation.

The National Football League and other sports leagues filed a lawsuit on Monday in an attempt to block New Jersey from offering legalized wagering on sporting events.

But the sports leagues sued, saying it violated a federal ban on the activity in all U.S. Raymond Lesniak told Reuters in a telephone interview.

The new law allows sports betting at state-licensed casinos and racetracks. The federal court sided with the leagues, so the state appealed. Monmouth Park, a thoroughbred race track in Oceanport, is planning to offer sports betting on Sunday.

In a statement Friday after signing the legislation Christie said: “I am a strong proponent of legalized sports wagering in New Jersey. Supreme Court refused to hear the case, leaving the lower court ban in place.

Voters approved the idea of legal sports betting in 2011 and the following year Christie signed a bill allowing the wagering.

(Reporting by Steve Ginsburg; editing by Andrew Hay)

They claimed that the law violates the Professional and Amateur Sports Protection Act, a 1992 federal ban on state-sponsored sports betting.

“If the 2014 Sports Wagering Law is not declared unlawful..

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RealClearSports August 26, 2016

Dumps Solo – Not a Minute Too Soon

Leander Schaerlaeckens, FC Yahoo

Lyin’ Ryan a Pampered, Entitled Twit

Mike Lupica, Sports on Earth

Once Principled, Bosa Now Entitled

Kevin Acee, San Diego Union-Tribune

Last 7 Days

Most ReadLast 24 Hours

Manziel Following Marinovich’s Path?

David Steele, Sporting News

Tebow’s Baseball Bid a ‘Slap in the Face’

Jim Salisbury, CSNPhilly.com. Barnes & D. Penny-Pinching Chargers Victimize Bosa

Dieter Kurtenbach, Fox Sports

Maybe Lochte Didn’t Lie After All

T. Meeks, USA Today

U.S

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Betting on Horses: The Secret Formula to Long Term Profits

 Horses moving from turf to dirt often improve.  Sure it can be a couple-a-time-a-year-hobby but if you want to make real money or if you ever dream of doing this full-time then put everything you have into it.

Now that you know what does not work let’s discuss what does then I will reveal the Secret Formula to Long Term Profits when Betting on Horses.

Horse RacingPhoto courtesy of Bob Rosenbaum.

As I mentioned in my post “One Step to Improve Your Results at the Track in Under 5 Minutes” documenting and following your handicapping process will result in consistent success at the betting windows.  Basically these are the selections from a self-proclaimed expert offered for a couple of dollars.  Just know that less then 10% of horse players make a profit each year.  Knowing the process that results in selecting winners is required to make money when betting on horses.

I will see you at the betting windows or will I?

Betting Angles

Watching your horse cross the finish line first, cashing your first “signer” and looking back on a successful year at the betting windows is very fulfilling.  Horses that showed speed in a route cutting back in distance are good bets.  How many people bet two or three horses to win?  Not many and no one I know does.

Over the years I have accumulated dozens of betting angles and many of them are legit.  Yes it is that hard but it is also extremely rewarding.

It goes without saying that you should bet more on the situations you excel in and when your confidence level is at its highest.  If they did everyone would be using them and the odds of winners would plummet to unbettable levels.

Many betting angles have some merit and many will produce winners but none are full-proof.  If on the other hand you enjoy an intellectual challenge then horse racing is for you.  On any given day a Tout Sheet might produce a profit but long-term they will not.

Record Keeping

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A weakness of many horse players is knowing how much to bet on a race.  The people producing them are not experts and your money is better spent at the windows on your own selections.

One last point must be mentioned regarding Tout Sheets.  If you made it this far you are probably eager to hear what the Secret Formula is, if you skimmed down to this section I encourage you to scroll back to the top and read all of the preceding information.

So the question is are you willing to put in more time then the guy or gal sitting next to you?  Are you willing to pass race after race until the perfect situation presents itself?  Are you ready for the most difficult intellectual challenge you will likely ever face or are you going to take your ball and go home?

Being Selective

Document and Follow Your Handicapping Process

Betting on horses is challenging, it involves a great deal of thinking and a little bit of luck.  Over the years hundreds of “betting systems” have come and gone, none of which solved the mystery, that is until today. sorry to burst your bubble but there is no Secret Formula.  Similarly ignoring the vast amount of information available through various publications and websites will be detrimental to most horse players.

So now you know what does not work and what does work when it comes to betting on horses.  Use betting angles but remember none of them is the magic bullet that will always come through.

I will not waste anymore of your time, the Secret Formula to Profitable Betting on Horses is…..  Betting blindly on a horse because it fits the profile of a one of your betting angles will result in long-term losses.  There is no easy button or computer program that will spit out the winner of every race..  Betting every race will deplete your bankroll and sooner rather than later lead to tapping out.

Money Management

In a similar vein many Tout Sheets take credit for giving out an Exacta when their second and third choices run one-two or a Daily Double if any of their three selections win two consecutive races.  The days of betting against long layoff horses or horses with no published works are gone.  Two sprints to a route, third start off a layoff, maiden special weight to maiden claimer, I could go on and on.

No one in the horse racing industry will say that but I thought you should know what you are getting yourself into because if you know the road that lays ahead you will be more likely to stay the course.

Halfhearted efforts will result in failure so think long and hard before you decide to bet a single dollar on a horse race.  I have found the Secret Formula and I am going to share it with you but before I do that I want to discuss the betting systems that do not work.

Betting on HorsesPhoto courtesy of fdecomite.

Record Keeping will allow you to focus your time and money on the situations that consistently produce profits and avoid the situations that consistently deplete your bankroll.

Evolution has a funny way of weeding out the weak so you must adapt to the ever changing landscape of betting on horses.  Hard work, dedication and patience are the trademarks of a winning horse player.  This is a skill that takes time to master but is worth the time and effort because in the long run you will be much more successful.

There are hundreds of betting systems on the market ranging from blindly following so-called experts selections to computer programs that generate selections based on the criteria entered by the user.  If that describes you then welcome to the greatest sport on the planet, if it does not then do not waste your time and more importantly your money.

What Works

To be successful at betting on horses takes hard work, dedication and extreme patience.  I am not sure if this still happens but in the past Tout Sheets were edited or printed after the first couple of races were run and not surprisingly they correctly selected one or more winners in the early races.  If there was someone would have found it by now.  If mindless gambling is what you desire stick to slot machines.  They may all produce positive results over short periods of time but none of them produces long-term profits.  It is easy to bet the standard $2 Exacta box or $1 Trifecta box but it takes skill to know when to bet more or less on a particular situation.

The quest for the Secret Formula to Profitable Betting on Horses started when the first bet was made on a horse race.  This level of deceit should not be permitted and maybe it does not happen any longer but it was a common practice in the past.

As a result of good Record Keeping you can target those situations that are most likely to produce positive results for you.  If their second or third choice wins they take credit for the win. The first “betting system” most horse players are introduced to are Tout Sheets.  Many smarter people then myself have searched for it only to come up empty handed.

Betting Systems

Record Keeping is vitally important to all successful horse players.  None of them can produce guaranteed long-term profits and I would never advise someone to pay for someone else’s selections.

Tout Sheets

Survival of the fittest applies to horse players just as it does to all species on this planet.  This game can be beat but there is no easy way of doing it.  The race track adage “You can beat a race but you can’t beat the races” is true.  I do not know about you but I never go 3 x 3 in a Daily Double.

The Secret Formula to Profitable Betting on Horses

Evolve/Embrace Change

Many Tout Sheets claim to be money-making machines but that is because they take credit for winners even if they did not pick the horses in the correct order.  Knowing which types of races and which types of bets produce the best results and which produce the worst will provide a framework for successful betting.

Do not waste money on expensive betting hot-lines, computer programs or subscriptions to a so-called experts selections.  Embracing new technology and streams of information is a must if you want to stay ahead of the competition.

The bottom line is do not waste money on Tout Sheets

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Why You Will Lose Money by Sports Betting

It

is very unlikely that you will ever get the odds needed to complete a book. The exchange

takes a 5% cut from the winner of the bet. They offer generous

incentives for you to join them with some sites offering to match your deposit

up to £200 and do you know why? It’s because they know that they will get their

money back plus most of yours.

Betting Exchanges

A betting exchange is different to a usual bookmaker because you

are matching your back bet with a lay bet placed by someone else. There are literally thousands of sites on

the Internet all dying to get their hands on your money. In other words, the more successful you

become then the less you will actually win until eventually you lose any profit

that you gained.

Can you see that I am at a disadvantage from the start? If

Chelsea lose then I lose £10. Exchanges use

bots (software) to keep the odds markets artificially fluid that ensure that

people will bet more, especially when an event is in running.

The

only person to win is the bookmaker, when did you ever see a bookmaker riding a

bicycle? Never is the answer. Chelsea are expected to win most of their games and so the odds

for Chelsea to win are very low, whereas the odds on the other team to win and

the draw are quite high. A very simple example:

That was a very simplistic example.

In

theory you can become the bookmaker by laying every outcome so that you will

make a small profit once you have paid out to the winner. You

may even manage it once but then to keep on doing it, is very unlikely.

The only people who are making money out of gambling are the bookmakers;

the exchanges and the spammers who sell systems that promise you the earth.

Don’t fall for it; within a few months they will be selling another system

because their earlier ones don’t work.

Someone else bets £10 that Chelsea will not win.

I place a £10 bet on Chelsea to win

You could win eight times out of ten then lose all your profits

on the two games Chelsea lost or drew. Nowadays, there is a way for you to become the

bookmaker, due to the emergence of Betting Exchanges such as Betfair and

Betdaq.

If Chelsea wins then I win £10 – 5%

Even if you do become successful and manage a winning streak,

the chances are that bookmakers will limit or even suspend your account and in

some cases just refuse to pay out. In practice making a

book (as they call it) is almost impossible. It is all down to maths. In reality it’s much more

complicated. It is these differences in the betting odds that

ensure that you will never win at sports betting.. If Chelsea draw then I lose £10, I can only win

if Chelsea wins.

Gambling over the Internet

Sports’

betting has never been easier to do. The odds just don’t allow it

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Get Smarter By Knowing the Different Types of Governments That Exist August 25, 2016

However, he is also astute as he knows mindless spending can bring even a rich man to his knees and is therefore, moderate in his pursuit of materialistic pleasures.

? Also, the threat from foreign aggressors may be greater, as the governing class, due to their far lesser numbers will be unable to amass a huge army, they will be reluctant to arm the oppressed working class too, fearing a revolt.. This is how a timocracy turns into an oligarchy, where riches are concentrated in the hands of a few.

Plato also highlights problems an oligarchy will face as a result of this divide.

? The rich men will consolidate power and wealth leaving the poor desperate for social emancipation, causing them to rebel against the oligarchs.

Like before, Plato says that the oligarch can be the son of a timocratic king, but without the love of honor and integrity that the latter possessed. The laws are therefore changed to enable only the ruling class to hold great wealth, thereby guaranteeing their supremacy over the worker class. They accumulate wealth and spend it, often in excess, leading to a dependence on monetary policy and increase in the demand of wealth in the general population. Although the aristocratic form of government as described by Plato expressly forbids the king from owning property (his needs are satisfied by the voluntary contributions of his people) the kings in a timocracy and oligarchy are allowed to do so. He is more in tune with materialism and gives in wholeheartedly to the accumulation of money and riches

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List of Exotic Pets – InfoBarrel

They can also eat dried monkey chow. And they are not really house-trainable, though they’ll sometimes have a designated bathroom area. 

I’ve placed Servals at the top of my list of exotic pets for a reason: they’re probably one of the most easily domesticated breeds out there. 

KinkajouList of Exotic Pets

I hope my list of exotic pets has helped. Not only do they have lovely personalities, they are one of the most common exotic pets for sale, so they’re less pricey and easier to track down. 

Fennec foxes can be pretty loud, and their energy can be a bit much for some people. They are larger than the typical house cat (around 25 to 35 pounds), and they’re very distinctively marked: they look like little leopards.

Fennec foxes are small, only between 2-4 pounds. They are extremely high energy and love to play: think of a cat on steroids and Red Bull! Their reflexes are very quick, much faster than a domestic house cat. They have extremely large ears used for hear dissipation, and they will purr much like a cat. They haven’t been domesticated nearly as long, and lots of their wild habits are still there.

Good Luck!

Kinkajous have a few downsides. They are becoming popular pets due to their relative lack of odor and pleasant, curious manner.

Kinkajous sort of resemble monkeys, but they are actually related to racoons. However, exotic animals come packed with surprises. They can be pretty noisy, and make sounds such as barks, whistles and chirps. An enclosure is a necessity: imagine what your neighbours might do if a 35 pound spotted cat wanders into their backyard.

If you’re a fan of smaller dogs but want something a little different, you’ll like the next on our list of exotic animals. Their diet is mostly fruit, including banana, mango, kiwi and figs. Any damage that a cat normally does, a serval cat does twice as much. 

Servals are also prone to spraying to mark their territory, but they aren’t as vocal as house cats, chirping instead of meowing. 

Kinkajous are nocturnal and they’ll be most active and playful right before you go to bed. Do your research, check out the pros and the cons, and remember that an exotic pet is a big responsibility.

Serval cats should have an outdoor enclosure so they can spend some quality time outdoors, as they need plenty of exercise and love to climb things. Why not? They’re unique, they display qualities you won’t find in more common pet species, and they’ll wow your friends. A fennec fox is a good option to consider. They can be messy with their food, so be ready to do some cleanup after  them. They need a large cage, about 4 x 6 x 8 feet in dimension, and you need to provide them with lots of stuff to climb on: branches, swings and ropes. 

I’m going to go through a list of exotic pets that are your best bets. All of these animals are going to be a little more expensive and high maintenance than an conventional one. They’re very friendly, energetic and curious animals. They will get along with dogs or cats if properly introduced, and with their high energy level, a playmate is a good idea.

How to Choose From This List Of Exotic AnimalsServal Cat, Kinkajou, Fennec Fox

There are so many other exotic pet options out there, I’m going to have to write a part 2! In my opinion these three are the best options for new exotic pet owners, but there are tons of alternatives out there. . Next in the list of exotic animals is the Kinkajou. A kinkajou (or honey bear) is a nocturnal animal with a prehensile tail that lives in trees in the wild. This list of exotic animals isn’t exclusive, just my favorite ones.

Serval CatList of Exotic Animals as Pets

As weird pets go, they don’t have too many downsides. If that matches your lifestyle, the kinkajou might be a match for you.

Fennec FoxList Of Exotic Animals

A serval cat is an interesting breed of wild cat, still found wild in the African savannah. They also have very little odor, and fennec foxes are litter trainable, so they’re cleaner than a dog.

My Pet is Cooler Than Your Pet…List Of Exotic Pets To Consider

I’ve always been attracted to exotic pets. You need to be prepared for the extra work

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How To Get Rich on Habbo Hotel

If a player claims to lose all their furni, I recommend giving them one of their bets back. As you get

rich enough,

consider the prospect of opening your own casino! You can sell

rights

and establish yourself more formally as a well-known dealer

on Habbo Hotel.

Remember to deal responsibly. The

approximate dealer advantage of each game,

determined

by simulation, is found here, the higher the better. If

you’d like to get this right away, simply buy a few coins (you could

get 20 via text message for $4), or, if you’re a die-hard for not

spending any money, play games and make friends, get some normal

furni, and sell them for coins (described in-depth in step 5). To the typical Habbo

player, it can be daunting to see how wealthy

some of the elite

players are. Although dealing under the Kelly bet will

slow your

growth, it is certainly better to deal under than

over.

Thus, you should regularly check

your bankroll and see what the optimal Kelly bet

is,

and try to get bets that are that big. In addition

to most games and their

conditions leading the dealer to an

advantage, you will likely get scammed,

reducing your total

payback even more. This will give you a positive reputation, and they’ll likely bet it again and lose it anyway.

Step 8

Bet big = FAIL

According

to The Wizard

of Odds, the amount you should optimally be dealing for each hand

is determined by the Kelly criterion. Many people

who

attend these have a decent reputation on the hotel and many

friends.

Step 3

Get your first month of

Habbo Club.

Habbo Hotel is dominated by teenagers, and

teenagers are superficial. It begins with a new

player

deciding to buy coins. For

instance, in a game with 10% dealer

advantage, for every 10 coins bet, the dealer

can expect to profit

1 coin. Never bet higher than the Kelly criterion

would have you,

and remember to put all that furni you earn to good use!

Realize that the Habbo

economy is dominated by gambling.

Wealth is localized in

Habbo in quite a regular fashion. I’m guessing you have one of those.Step 1

This how-to guide will give you the

tools needed to become rich on Habbo Hotel. This formula was made to show

gamblers (if the odds are in their favor) how much they should bet

for maximum growth with minimum risk. Sometimes these gifts would be rares (right on!),

but

typically I got various norms. It’s ok to shop around for a

good deal on rights, but don’t suffice for a

middle-of-the-list

casino. In most cases, the casino wins when gambling. However, with the birth of the

marketplace, coins are now typically used.)

As a dealer, it’s important not to offer deals that are so large they take away your dealers’ advantage. Here

are some tips for Habbo Club members:

Do not overdress. Save up your coins

until you have enough to buy rights PLUS about 50 coins to start

dealing..

Step 4

DO NOT BET YOUR FREE HC

GIFT

Betting in Habbo is typically a no-no. If these coins

are wagered enough times, the casino will eventually own all of them.

Thus, the split between rich and poor grows.

With all these techniques, you should

see a steady growth of your purse. A

myriad of bling and headdresses is bound to scare

patrons away

from your booth.

Do not wear badges except the one for the

casino’s dealer group.

Doing this will also get you your first

HC gift.

Check bobbavalues.com if you need a

price check on a rare you come across.

Step 9

I also recommend playing the many games

that are hosted, but never pay the owner furni. If you can’t, let the Kelly

amount be

your booth’s maximum bet.

Tips & Warnings

Step 6

Buy rights from a popular

casino

Your money will simply not be well spent unless

you buy rights from a popular

casino. Thus, it is

important to apportion bets appropriately to allow for

this

long-term growth, as discussed in the next step.

These coins will be traded among

various Habbos until one of them ultimately decides to

gamble

them. I have posted

a Kelly

calculator for Habbo games here.

Dealing over the Kelly bet will make you more likely to lose it all

without any added benefit. There’s bound to be something.

Habbo

Hotel is a massively multiplayer online game where players create

virtual

avatars to visit various hotel rooms, participate in

activities, and personalize

their own page. For example, I

would be more apt to bet someone named

Blue than XxSweetie_012xX.

Whip out a dictionary and look up some words that have

not been

taken yet. This translates into the pixel world.

You’re going to need Habbo Club to appear presentable and to be taken

seriously by the community (no one likes being called a bacon). As your reputation

grows, it may be tempting to do

super rare bets that you cannot

afford. Using Habbo Hotel as a

friend-making service (as it was

intended) is one of the most

profitable moves you can make as a dealer.

Bear

in mind that the dealer advantage is over the long run. This path is by no

means quick and easy, so do not expect instant results.

Step 5

Step 2

Select a good username.

Many

Habbos try to get bets in casinos, but fail to do so and wonder why.

Gamblers

with experience inherently trust more aged users, and an

indicator of age is the

uniqueness of a username. You may get discounts

(or

even free) rights other casinos. It is clear that the richest of the rich on Habbo

did

not attain their wealth from buying coins, considering that spending

$100 on

coins will get you only 10

gold bars. It’s best to expect

that the owner is a scammer, and you can’t get scammed if you don’t

give him or her anything.

Step 7

Deal ONLY games that are, eventually,

guaranteed to make you rich.

Poker and multi have a 0%

dealer advantage, and are thus horrible games to deal. You need rights in a casino that is regularly on the top

of

the list.

DO mooch more furni and

coins and trade up

How I got my starting capital (several

times, mind you) was by making rich friends

and getting gifts from

them. The trick is to open a coin shop and

sell LOW.

You’re not looking to make big money here; just enough

to get started with your

gambling enterprise. Getting to know others on Habbo is

essential

to making coins. (See

my page for details on dealer advantage.) But, in order to get a

good start on your dealing (as we will discuss later), you will

probably want to start with 50 coins (known as a “gb” for

gold bar).

Good places to find

friends are in various games and reality shows. Doing so

will grow your

reputation and give you more people to bet. In

order to

grow your wealth, you need to play games with a dealer advantage, such as 6, 13, 21, and pick-a-number.

The

dealer advantage is defined as the percent profit the dealer

makes on each bet. (The Habbo Club sofa used to be the common

unit of exchange in the market. Grow your friend network

It

is important not to coop yourself up in the casino the whole time as

you are

trying to gain profit. There

will be plenty

of winning/losing streaks along the way, and your

total bankroll over time will be

a rollercoaster. Getting to

know them can lead to them betting you, or at

least filling a casino you deal in

and making you appear friendly

and approachable.

Conclusion

Things You Will NeedAll you’ll need is a computer with a working Internet connection

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